Aptos: Leading a New Era of On-Chain Payments

Blockchain technology is revolutionizing the global payments sector. The financial infrastructure that supports over $190 trillion in cross-border capital flows each year is outdated, inefficient, and costly. However, a transformation is quietly taking place.

Stablecoins, as digital assets pegged to fiat currencies, have become important financial tools in the real world. Currently, the total market value of stablecoins has reached $250 billion, accounting for approximately 60% of all on-chain transaction volumes. In 2024, the total volume of on-chain stablecoin transactions is expected to reach $24 trillion, of which about $7.6 trillion will be used for payments.

The advantages of stablecoins lie in their programmability, composability, and 24/7 operation, enabling funds to flow quickly, securely, and flexibly across networks. However, to fully realize the potential of stablecoins, a modern blockchain is needed that matches these requirements: high throughput, low fees, and optimized for real-world application scenarios.

The Aptos network has become an ideal infrastructure for the new era of on-chain payments due to its outstanding performance and extremely low latency. It can complete transaction confirmations in less than 1 second, and it is expected to achieve processing capabilities of hundreds of thousands of transactions per second in the future. The average transaction fee is only $0.00055, which is nearly negligible, making micropayments a reality.

Aptos's smart contracts provide programmability for funds, allowing developers to seamlessly integrate stablecoins into applications, automate workflows, and efficiently collaborate with other on-chain services. In short, Aptos is a blockchain born for "internet-scale capital flow."

This vision has already begun to bear fruit: Aptos is one of the few blockchains that natively supports the three major US dollar stablecoins. A few months after launch, the circulation scale of stablecoins on Aptos has exceeded $1.3 billion, with a monthly trading volume exceeding $30 billion. These figures are comparable to the most active blockchains in the cryptocurrency space and are still growing rapidly.

As more and more developers and businesses choose Aptos to build applications, real-world payment use cases are emerging continuously:

• Cross-border transfers: completed within seconds, no intermediaries or delays.
• Global Payroll: Instant payment, extremely low cost
• Merchant Payments: No high fees, no waiting period
• Financial institutions: complete millions of payments on-chain in seconds.
• Content and creator economy: Supports millisecond-level micropayments, applicable to content, gaming, and IoT scenarios.

Aptos's borderless, always-on, programmable features provide developers and institutions with a new financial innovation platform.

This is not only a breakthrough in blockchain technology, but also indicates a comprehensive upgrade in payment standards. The combination of stablecoins and high-performance blockchains will enable the flow of funds to be as free and efficient as the dissemination of information.

Driven by continuous innovation in the ecosystem, Aptos is becoming the most powerful, secure, and developer-friendly infrastructure in the on-chain payment space. Developers, entrepreneurs, and financial institutions are leveraging Aptos's capabilities to collaboratively build the future of payments.

A borderless, always-on financial network is no longer out of reach - it is becoming a reality on Aptos.